You’ve worked hard for your money. Let’s make sure it’s working hard for you.

As your career — and wealth — have grown, so has the complexity of managing it. Between company stock, taxes, and planning for a future where work is optional, the financial decisions you face can quickly become overwhelming — and it’s hard to know if you’re making the most of your money.

I specialize in working with high-achieving professionals who are:

  • Balancing demanding careers with family life

  • Managing concentrated company stock positions

  • Planning for early retirement or financial independence, while juggling near-term goals

  • Looking to reduce taxes and avoid costly mistakes through proactive, integrated planning

Curious what it’s like to work together? Scroll down for a step-by-step look at the planning process. 👇

Financial Planning Process

What It’s Like to Work Together

We’ll start with a complimentary 1-hour call to talk through your goals, priorities, and the financial complexities you’re navigating. I’ll also walk you through how my ongoing planning process works and make sure we both feel it’s a good fit before moving forward.

Why I Focus on Ongoing Planning

I focus exclusively on building long-term relationships with clients who want high-touch, ongoing support.

The real value of ongoing planning comes from having a trusted partner who not only helps you navigate big decisions, adapt to life changes, and stay ahead of opportunities — but who also already knows your goals, preferences, and full financial picture.

When the unexpected happens, rather than scrambling to find someone you think you can trust — and hoping they can make the right call based on a limited view — you'll have a partner who can step in with clear, thoughtful advice.

It’s the difference between reactive advice and having someone you trust already in your corner — ready to guide you with the complete context in mind.

What to Expect from the Process

The initial planning phase typically spans around 6 months, but the actual timing will depend on the complexity of your situation and your availability. We’ll work through a series of structured meetings designed to align your financial life with your goals. Each step surfaces opportunities, addresses risks, and drives meaningful progress — without overwhelming you. While the framework is structured, it’s also flexible and customized to your goals, priorities, evolving needs, and how you best absorb information.

Here’s what the general process looks like:

📞 1. Intro Call

(The “Hi, Nice to Meet You” Call)

A complimentary 1-hour conversation to learn more about your situation and discuss how I work with clients.

🗂️ 2. Getting Organized

(The “Not Fun, But Necessary” Pre-Work)

We’ll gather and organize your financial data — giving us a clear view of where things stand today.

🎯 3. Goals & Strategy

(The “Oh, the Places You’ll Go” Meeting)

We’ll map out your goals, evaluate key trade-offs, and develop planning priorities that reflect your values and vision for the future.

📊 4. Plan Review & Action Steps

(The “Where the Money Should Go” Meeting)

We’ll walk through clear, actionable recommendations — from how to allocate your savings to optimizing cash flow, debt, and tax strategy. We’ll then begin implementation together.

📈 5. Investment Planning

(The “How to Invest Your Money” Meeting)

We’ll review your current portfolio and company stock and build a strategy that aligns with your goals, timeline, and risk tolerance.

🛡 6. Risk & Estate Planning

(The “Protecting Your Money from Bad Things” Meeting)

We’ll address gaps or inefficiencies in your insurance and estate planning strategy — ensuring your wealth is protected and your wishes are carried out.

Interested in how this would look for your situation?
If the process resonates and you’re ready for support navigating what’s next, let’s start the conversation.

What Ongoing Support Looks Like

📆 Twice-a-Year Strategy Meetings

We’ll meet at least twice a year to revisit your goals, address any new developments, and review your progress. These meetings help ensure your plan stays aligned with your evolving priorities and lifestyle.

📈 Investment Management

I’ll manage your portfolio with a focus on maintaining the right asset allocation, implementing tax-aware strategies, and rebalancing as needed. That includes guidance on equity compensation like RSUs — with an eye toward long-term planning and managing concentration risk.

🧾 Proactive Tax Planning

I’ll review your tax return each year — and when tax laws change — to identify opportunities for savings and planning, such as adjusting withholdings, Roth conversions, capital gains planning, and charitable giving. I’ll also run quarterly tax projections to help you stay on track and avoid underpayment penalties and fees.

🩺 Healthcare Planning

I’ll help you navigate healthcare decisions before Medicare — whether you’re deciding between an employer plan, COBRA, or a marketplace option. We’ll also review your coverage annually during open enrollment to ensure it remains cost-effective and aligned with your needs.

💡Small Business & Passion Projects

If you’re starting a business, consulting, or monetizing a passion project, we’ll revisit your progress and strategy as things evolve. I’ll help you think through the financial implications — from tax impacts and cash flow to retirement plan options — and ensure everything remains aligned with your overall financial plan.

📬 On-Demand Advice When Life Changes

You’ll have access to additional meetings and email support whenever something comes up — whether it’s a job change, compensation shift, major purchase, or life event. I’ll also reach out with timely insights and opportunities to keep you informed and ahead of the curve.

🤝 Coordinated Professional Support

I’ll collaborate with your accountant, estate attorney, and other professionals to ensure your full financial picture is working together. If you need someone new, I can introduce you to trusted partners.

🔐 Secure Client Portal

You’ll have 24/7 access to your financial plan, important documents, and a consolidated view of your net worth through a secure, easy-to-use online portal — making it easy to stay organized and track your progress over time.

When life changes, you shouldn’t have to figure it out alone.
Let’s see if ongoing support is the right fit for you.

What It Costs

💼 Ongoing Financial Planning

Who It’s For:

High-achieving professionals seeking a long-term partner to simplify financial complexity, reduce taxes, and proactively manage key strategies — from equity compensation to early retirement and beyond.

Annual Fees:

My flat annual fees (paid quarterly) are based on your goals, financial situation, and the time and expertise required to support you. While I don’t have a portfolio minimum, most clients have a net worth of at least $4 million, with annual fees generally ranging from $15,000 to $50,000 per year.

In most cases, ongoing clients are quoted an annual fee of $25,000 or more.

I decided to use a flat-fee model — rather than an assets-under-management model — because I believe it’s more fair, transparent, and better aligned with your best interests.

📊 Comprehensive financial review and analysis
A detailed look at your full financial picture to identify risks, opportunities, and key priorities.

✍️ Personalized recommendations and strategy
Clear, actionable guidance tailored to your goals, preferences, and timeline.

🔄 Ongoing reviews and updates to strategy
Regular check-ins to keep your plan aligned with changing circumstances and new opportunities.

📈 Investment management
Portfolio design and oversight with a focus on asset allocation, tax-aware strategies, and managing concentration risk.

💰 Proactive tax planning
Annual tax return reviews, quarterly tax projections, and strategies to reduce your lifetime tax bill — including Roth conversions, capital gains planning, and charitable giving.

🩺 Healthcare planning
Guidance and analysis on pre-Medicare healthcare plan selection during key transitions, with annual reviews to ensure cost-effective coverage that stays aligned with your needs.

💡 Small business & passion projects
Support for launching a business, consulting practice, or passion project — including guidance on initial setup, entity selection, retirement plan options, and ensuring everything fits with your broader financial plan.

📞 On-demand support and check-ins
Responsive support when things come up — plus proactive outreach with timely insights.

🤝 Collaboration with other professionals
Coordination with your CPA, estate attorney, and other professionals to ensure aligned strategies.

🔐 Client portal access
A secure, easy-to-use platform to access your plan, documents, and a consolidated view of your net worth.

✅ What’s Included

Curious what your fee might look like?
Share a bit about your situation, and I’ll follow up with whether I think it’s a good fit — and what ongoing support would cost.

📍 One-Time Planning (Not Offered)

I’ve found that the best outcomes come from an ongoing partnership, where I can provide proactive guidance and help you navigate life’s changes along the way.

 Frequently Asked Questions

  • I typically work with high-achieving professionals in their 40s and early 50s — many in tech or finance — who are planning for early retirement or a work-optional lifestyle. Most have a net worth of $4 million or more and are looking for strategic guidance on equity compensation, taxes, and long-term planning.

  • Your investments should support your financial goals — not just follow the market. I use low-cost, diversified index funds and ETFs to build a long-term, tax-aware strategy that adapts to your needs and keeps the bigger picture in focus.

  • All new client relationships begin with a complimentary intro call. From there, we’ll go through a structured (but flexible) process over the first 6 months to get every aspect of your financial life organized and aligned with your goals. After that, we shift to ongoing support tailored to your needs.

  • In most cases, yes — though I’ll first review your current accounts to confirm it’s the right move. If so, I’ll help transfer your assets to Schwab (my custodian) and open any new accounts needed.

    This allows me to manage your investments more effectively and coordinate them with your broader financial strategy. Because I charge a flat fee (not based on assets), it’s not about increasing my fee — it’s about helping you make smarter, more tax-aware decisions with less effort on your part.

  • Absolutely. I work with clients nationwide through virtual meetings. And if I’m in your area — or you’re visiting the DC area — I always enjoy meeting in person.

  • I’m best suited for clients who want a long-term partnership and are looking for thoughtful, proactive guidance — not quick fixes or hot stock tips. If you’re looking for a one-time plan, uncomfortable with technology or virtual meetings, or prefer to fully hand off decisions without involvement, I may not be the right fit.

    My process works best when you’re willing to be engaged in the process. That means taking time to reflect on what you want your life to look like — or being open to that conversation. The numbers alone won’t drive the strategy; your goals will.