You’ve worked hard for your money. Let’s make sure it’s working hard for you.

As your career — and wealth — have grown, so has the complexity of managing it. Between company stock, taxes, and planning for a future where work is optional, the financial decisions you face can quickly become overwhelming, and it’s hard to know if you’re making the most of your money.

I specialize in working with high-achieving tech professionals who are:

  • Balancing demanding careers with family life

  • Managing concentrated company stock positions

  • Planning for early retirement or financial independence, while juggling near-term goals

  • Looking to reduce taxes and avoid costly mistakes through proactive, integrated planning

My Financial Planning Approach

When I started my firm, my goal wasn’t to build the biggest advisory business. It was to build the kind of firm I felt was missing for high-achieving tech professionals navigating increasingly complex financial decisions — and the kind of firm I would personally want to work with.

Smaller Client Base, Deeper Relationships

My practice is intentionally designed around a small number of ongoing client relationships so I have the time and space needed to think deeply about each client’s situation, rather than forcing every client into a systematized process designed to scale across hundreds of households.

Having a smaller client base also means I spend very little time on marketing compared to many other firms. Instead, the majority of my time is spent on work that directly benefits clients: meeting with them, thinking through decisions, outlining tradeoffs, modeling tax implications, and helping ensure strategies are implemented correctly.

Specialized Focus

Rather than trying to be all things to all people, I work with a very specific type of client — typically high-achieving tech professionals in their 40s and early 50s with net worths of $5M+, demanding careers, growing families, equity compensation, and increasingly complex financial decisions.

That shared foundation allows me to go much deeper in the areas that matter most to these clients, build expertise around the specific tradeoffs they face, and continually refine strategies and insights that often benefit multiple clients over time.

Integrated Oversight & Ownership Mentality

My goal is to give clients the peace of mind that someone is truly overseeing the full picture — proactively surfacing new opportunities, flagging potential issues, and following up on things that need to be executed.

I take a lot of pride in what I do, and it genuinely brings me joy to help clients bring clarity to complicated decisions and feel confident that their financial lives are being thoughtfully managed.

That’s why I treat my clients’ finances with the same care, attention to detail, and sense of responsibility that I bring to my own financial life — even when that means going beyond what’s technically required to help ensure things are handled correctly.

I work with a small number of clients very closely.
If that approach resonates, share a few details (takes ~2 minutes) and let’s chat.

What Ongoing Support Looks Like

For my clients, I don’t believe financial planning is one and done because life changes, your priorities evolve, markets move, tax laws change, and new challenges and opportunities come up.

Ongoing Strategic Advice

At the heart of a lot of financial planning are capital allocation decisions. Many of my clients are grappling with questions such as:

  • What should I do with the next dollar earned?

  • Should I sell my vested RSUs — and if so, which shares and how quickly?

  • Should I put more money toward my mortgage or invest more?

  • What happens to healthcare if I leave the corporate world?

  • Are there any major blind spots or risks in my current plan?

My role is to help clients navigate these decisions thoughtfully over time — understanding the planning considerations, tradeoffs, and tax implications involved so they can feel informed and confident taking action.

I not only look at the immediate impact, but also the second- and third-order effects on your portfolio, taxes, retirement timing, short-term cash needs, and quality of life.

Most importantly, these decisions are evaluated within the context of the life you’re actually trying to build — not simply based on short-term savings or investment returns.

Navigating Major Life Transitions

Many of my clients are navigating periods of significant transition — whether that’s layoffs, buyouts, burnout, or simply reevaluating how they want to spend their time moving forward.

These transition years are often when the financial stakes become especially high, with decisions that can create six-figure differences in both near-term taxes and long-term outcomes.

My role is to help clients approach these decisions from a position of strength — understanding what different paths may realistically look like financially, what tradeoffs exist, and whether they truly have the flexibility to make a change.

The goal is to help clients make thoughtful decisions about what comes next — rather than letting guilt, fear, or uncertainty dictate the path they choose.

Proactive Tax Planning

As a CFP® professional and Enrolled Agent, I know that most meaningful financial decisions have tax implications attached to them, and those taxes can materially change the mathematically right answer. For households with net worths of $5M+, those decisions can easily create five- to six-figure differences in tax liability depending on how they’re structured and timed.

That’s why for most material client decisions, I’m not only considering your broader financial plan — I’m modeling the in-year and long-term tax impact before recommendations are acted on.

I also focus on proactive tax management throughout the year to help clients avoid unnecessary penalties, large balloon payments, and missed planning opportunities.

On a quarterly basis, I run tax projections and may recommend adjustments to paycheck or RSU withholding, estimated tax payments, pre-tax vs. Roth contribution decisions, and other year-end planning strategies as situations evolve.

Each January, I send your accountant a summary of key tax-related transactions and planning items from the prior year, and I review a draft of your federal and state tax returns before filing to help identify inconsistencies, missed opportunities, or potential issues before the return is finalized.

Portfolio & Concentrated Stock Management

For my clients, the portfolio isn’t managed in isolation from the financial plan. Your goals, spending needs, retirement timeline, tax situation, and risk tolerance all influence not only what investments you own, but also where those investments are held across pre-tax, Roth, and taxable accounts.

For many clients, a large part of the work also involves thoughtfully reducing concentrated stock exposure over time — balancing the tradeoffs between the tax cost, benefit of diversification, and impact to cash on hand.

On an ongoing basis, I help ensure the portfolio remains aligned with your financial plan while looking for opportunities to improve tax efficiency, reduce unnecessary investment costs, and implement planning strategies when appropriate.

Execution & Coordination Oversight

Many clients reach a point where their financial lives have become significantly more complex — involving multiple accounts, RSUs, tax considerations, several providers, and financial decisions that all interact with one another.

At the same time, they’re often working with a cobbled together group of service providers who often aren’t communicating with each other or looking at the full picture holistically, leaving the client responsible for coordinating everything themselves.

Part of my role is helping relieve that burden by connecting the dots across your financial life and helping ensure strategies are implemented properly and on time.

The goal is to help clients feel like someone is truly overseeing the full picture — not just managing one isolated piece of their financial life.

When life changes, you shouldn’t have to figure it out alone.
Share a few details (takes ~2 minutes), and let’s see if working together makes sense.

Initial Planning Process

Every client situation is different, but most engagements follow a structured planning process designed to create clarity, prioritize action items, and help ensure implementation happens thoughtfully over time.

📞 1. Intro Call

A complimentary 1-hour conversation to learn more about your situation and discuss how I work with clients.

🗂️ 2. Getting Organized

We’ll gather and organize your financial data, giving us a clear view of where things stand today.

🎯 3. Goals & Strategy

We’ll map out your goals, evaluate key trade-offs, and develop planning priorities that reflect your values and vision for the future.

📊 4. Plan Review & Action Steps

We’ll walk through clear, actionable recommendations from how to allocate your savings to optimizing cash flow, debt, and tax strategy. We’ll then begin implementation together.

📈 5. Investment Planning

We’ll review your current portfolio and company stock and build a strategy that aligns with your goals, timeline, and risk tolerance.

🛡 6. Risk & Estate Planning

We’ll address gaps or inefficiencies in your insurance and estate planning strategy, ensuring your wealth is protected and your wishes are carried out.

Interested in how this would look for your situation?
If this resonates, share a few details (takes ~2 minutes) and let’s start the conversation.

What It Costs

My fees are structured as a flat annual fee, paid quarterly, based on the complexity of your situation, planning needs, and level of ongoing support required.

Most clients have a net worth of $5M+ and are quoted an annual fee of $25,000 or more, though fit and complexity matter more than any single number.

Why I Use a Flat-Fee Model

I chose a flat-fee model — rather than charging based on assets under management (AUM) — because I believe it creates a more transparent and better-aligned relationship.

My role isn’t just to manage investments. It’s to help clients navigate complex financial decisions, proactively manage taxes, coordinate moving pieces, and think strategically about their financial lives over time.

And I don’t believe clients should automatically pay more simply because markets went up or because they saved more money over time.

Incentives & Alignment

Just as importantly, I want clients to feel confident that my recommendations are being made because I believe they’re in your best interest — not because a particular decision would increase the assets I manage or my compensation.

Many important financial decisions involve tradeoffs around what to do with the next dollar — whether that’s investing more, paying down debt, diversifying concentrated stock, keeping additional cash on hand, or spending money in ways that improve quality of life.

I believe clients deserve objective advice on those decisions without incentives that may favor one answer over another because of how compensation is structured.

How My Fee Compares

While I’m by no means a low-cost provider, for my target client, my fee is often competitive with — and in some cases lower than — what a traditional AUM model would cost.

When determining a client’s fee, I consider the complexity of the situation, planning needs, and level of ongoing support required. I also benchmark my pricing against comparable advisors to help ensure my fees remain reasonable and competitive for the value and level of service being provided.

One important difference is that under a traditional AUM model, fees often increase automatically as markets rise or assets grow. Under my structure, fees do not automatically increase simply because your portfolio value increased.

This is also part of why I primarily work with households with $5M+ net worths. For many clients at that level, the economics of a flat-fee model may compare favorably to a traditional AUM fee structure — particularly when ongoing tax planning, coordination, and strategic decision-making are a major part of the relationship.

Curious what your fee might look like?
Share a bit about your situation (takes ~2 minutes), and I’ll follow up with fit and pricing.

 Frequently Asked Questions

  • I typically work with high-achieving tech professionals in their 40s and early 50s who are planning for early retirement or a work-optional lifestyle. Most have a net worth of $5M+ and are looking for thoughtful guidance around increasingly complex financial decisions involving taxes, equity compensation, concentrated stock, and long-term planning.

  • Your investments should support your financial goals — not simply chase market returns. I primarily use low-cost, diversified index funds and ETFs within a long-term, tax-aware investment strategy designed around your goals, risk tolerance, time horizon, and broader financial plan.

    For many clients, that also includes thoughtfully managing concentrated stock positions and making deliberate decisions around taxes, diversification, and long-term flexibility.

  • The first year of working together is typically the most meeting-intensive, since that’s when we’re building your financial plan, organizing moving pieces, discussing priorities, and laying the foundation for the relationship.

    Once the plan is in place and we’ve established a path forward, some discussions that may have required meetings earlier in the relationship can often be handled more efficiently over email or shorter conversations.

    That said, this is still a very ongoing and collaborative relationship. Most clients continue to have multiple meetings and calls throughout the year as new questions, planning opportunities, tax considerations, and life changes arise.

    I also make myself available for ad hoc conversations when important decisions come up or clients simply want a second opinion before taking action.

  • In most cases, yes — though I’ll first review your current accounts to confirm it actually makes sense to do so. If appropriate, I’ll help transfer your assets to Schwab (my custodian) and open any new accounts needed.

    This allows me to manage your investments more effectively and coordinate them with your broader financial strategy.

    Because I charge a flat fee (rather than a percentage of assets), the recommendation isn’t about increasing my compensation. It’s about helping simplify implementation, improve coordination, and make more thoughtful, tax-aware decisions over time.

  • Absolutely. I work with clients nationwide through virtual meetings. And if I’m in your area — or you’re visiting the DC area — I always enjoy meeting in person.

  • I’m best suited for clients who are looking for a long-term relationship and value thoughtful, proactive guidance — not quick fixes or hot stock tips.

    I’m probably not the right fit for someone looking for a one-time plan, someone who prefers a more transactional relationship, or someone who wants to completely outsource every financial decision without being involved in the process.

    My approach works best when clients are willing to engage thoughtfully in the planning process. That means taking time to think through what you want your life to look like — because ultimately, the numbers alone shouldn’t drive the strategy. Your goals, values, and priorities should.